Welcome to our Prosperity Suite of Savings – our savings and investments portfolio. As a family, we are passionate about your prosperity! Whatever your financial need, we are there for you!

On opening your account with the COB Credit Union, you will receive two default accounts – Prosperity Shares and Prosperity Deposits.

See our range of accounts below.

A Shares account guarantees your membership with the City of Bridgetown Co-operative Credit Union. Having a Shares account allows you to vote and make decisions that influence the way the organisation progresses and develops.

  • Dividends are paid on your shares account as declared at the AGM.
  • $50.00 is held on the Shares account to maintain membership with the Credit Union

A Deposit account is our basic savings account, on which interest is paid quarterly.

  • Attractive interest rate!
  • No monthly fees
  • No minimum balance

 

Please Note: Interest rates on products may change subject to market conditions.

A Shares account guarantees your membership with the City of Bridgetown Co-operative Credit Union. Having a Shares account allows you to vote and make decisions that influence the way the organisation progresses and develops.

  • Dividends are paid on your shares account as declared at the AGM.
  • $50.00 is held on the Shares account to maintain membership with the Credit Union

A Deposit account is our basic savings account, on which interest is paid quarterly.

  • Attractive interest rate!
  • No monthly fees
  • No minimum balance

 

Please Note: Interest rates on products may change subject to market conditions.

Are you looking to make serious strides toward your long-term financial goals? The Prosperity Enhancer account is for you.

If you can commit to saving between $200 and $500 a month, you can benefit from:

  • An attractive interest rate which is calculated on average monthly balances and paid quarterly.
  • A maximum of four (4) withdrawals per year.
  • Qualification for a Line of Credit after 12 months of consistent saving.

 

* Withdrawls exceeding the prescribed limit will incur a penalty.

If you can invest a fixed sum of money for a specified period – the Prosperity Earner is a great choice! the periods are 6, 9, 12, 24 or 36 months. With this account, funds can be transferred into an investment instrument for a major project!

  •  Account starts with a minimum of $2,000
  • Attractive interest rates!
  • Interest will be paid on the amount invested at the end of the specified period
  • Funds can be used as security for loans and this does not impact the interest accumulated

At maturity, the options available are outlined below:

  1. Re-invest the funds in another fixed deposit
  2. Transfer the funds to another savings product from COB

Designed exclusively for people who are 50 years and over, the Prosperity Securer account allows you to live your life like its golden.

  • Account starts with a minimum balance of $4,000
  • Attractive interest rate!
  • Interest is calculated on the minimum average balances and paid quarterly
  • Automatic access to our ‘Special Service’ line
  • No service charges

Are you a professional looking for a flexible way to get the most out of your savings? The Prosperity Pinnacle account is for you.

  • Account starts with a minimum deposit of $3,000
  • An attractive interest rate.
  • Unlimited deposits at any time.
  • The option of using funds as security for a loan without compromising the interest earned.
  • Up to three (3) withdrawals per quarter.
  • A  maximum investment term of just 365 days.
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