Savings Secured Loans

Build your credit while keeping your savings intact with our low-interest Savings Secured Loans—smart, secure, and stress-free!

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Use existing savings to acquire an affordable loan

Loan Benefits

A Savings Secured Loan allows you to borrow funds using the balance in your C.O.B savings account as collateral, letting you access cash while your savings remain untouched and continue to earn interest.

Enjoy competitive loan rates and flexible terms
Use your savings as collateral to get the cash you need
Your savings account will still continue to earn interest
Fund your dreams securely, we can make it happen
Secure A Loan Today!

What are the terms?

Eligibility and Limits
Must be a member of C.O.B with an existing funded savings account
Same savings plans / products have maximum hold amounts if used as collateral. For Example: For Savings Secured Lines of Credit the repayment is 2% of the loan limit.
Payments
Attractive interest rate
Maximum repayment term: 20 years
AgeHold Amounts
Payroll Serviced*102.5%
Under 25 years110%
26 to 35102.5%
36 to 50105%
Over 50107.5%
Apply Now For Your Secured Loan

FAQs about Savings Secured Loans

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