C.O.B Membership

As a member of C.O.B Credit Union, you will get access to all kinds of benefits, from lucrative rewards to incredibly low interest rates on loans. Browse all the options and see how C.O.B can benefit you.

Open an account. Become a member!

Membership Benefits

Membership Benefits

Access to competitive products
Attractive interest rates
Dedicated Member Assistance
Access to Scholarships & Awards
Networking and Sales opportunities
Discounts at our amazing partners
Savings and Loans Benefits Scheme

Savings & Investment Portfolio

Prosperity Deposits
Prime Shares Fixed (No Deposits or Withdrawals)
Prosperity Suite of Savings products

Modern E-Services

C.O.B Mastercard Debit Card
Online Member Access with e-Statements
Telephone Member Services
Mobile App with bill payment feature
Online Loan Application

New Membership Enrollment

Here’s what you need to become a member

Choose your type of membership

In the event that you are already a member of another Credit Union, a dual membership request will be sent from C.O.B to your respective credit union on your behalf.

Single Membership

Joint Membership

New Membership Confirmation Signature

Activate E-Services

Get 24/7 convenient online access to your account

Note: Your proof of address must be dated within the last 3 months

Children Are Really Enthusiastic Savers (C.A.R.E.S)

How to open a C.A.R.E.S Account (Ages 0 – 15)

  1. Valid identification or passport for Minor
  2. Valid picture identification for the Trustee (who must be a Parent or Legal Guardian)
  3. Proof of Address (POA) and Proof of Income (POI) for trustee. (if prospective trustee is an existing O.B. member the POA and POI is not necessary where the trustee has updated their records within the last twelve (12) months)
  4. A minimum deposit of $50.00 BBD

Generally, parents or legal guardians may open accounts for minors. However, there are instances where a relative, close associate of the parents and/or minor or another entity may want to open an account for the minor.

Parents:
  • When a Parent/Legal Guardian is opening the account the name on the Minor’s Barbados ID must be listed on that section of the ID, if not the parent must provide the original birth certificate which would indicate whether he/she is the parent.
  • In the event the Minor’s ID is a Passport, the parent has to accompany it with the original Birth Certificate.
Relatives or Other Individuals:
  • These persons must provide the Credit Union with written authorisation from the parent or legal guardian of the minor. This letter must be accompanied by the parent/ legal guardian’s ID, in addition to any other documents as listed above (i) which provides proof that they are either the guardian or parent.
Types of Certified Officials
  • Justice of the peace
  • Senior Public Servant *
  • Attorney-at-Law
  • Ordained Minister of Religion
  • Member of the Judiciary
  • Magistrate
  • Senior Officer of a Consulate/Embassy/High Commission of the country issuing the passport
  • Senior Banking Officer (Management level)

*In Barbados, this refers to the:

  • Registrar/Deputy Registrar, Corporate Affairs & Intellectual Property
  • Registrar/Deputy Registrar, Supreme Court
  • Registrar/Deputy Registrar, Land Registry
  • Permanent Secretary, Ministry of Home Affairs
  • Chief Personnel Officer, Personnel Administrative Division
  • Chief/Deputy Chief Immigration Officer
  • Permanent Secretary, Chief of Protocol, Ministry of Foreign Affairs
  • Private Secretary to the Governor General
  • Commissioner/Deputy Commissioner/Assistant Commissioner/Senior Superintendent of Police
  • Superintendent/Assistant Superintendent of Prisons
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