Christmas is here once again and COB will “Make it Merry this Christmas!” for you and your family.

With COVID-19 bringing major disruption to the world and activities we normally look forward to – C.O.B is determined to help our members enjoy the festive season with affordable monthly payments on loans.

This year we have repackaged the Personal Loan giving persons the opportunity to select the monthly payment option which is right for them. Payments will range between $100 and $300 monthly.

PERSONAL LOANS (Monthly Payment inclusive of Savings Component)

• $100 monthly for 2 years – Borrow up to $1,500 (Savings Component of $25)
• $200 monthly for 3 years – Borrow up to $5,100 (Savings Component of $25)
• $300 monthly for 5 years – Borrow up to $10,000 (Savings Component of $50)

TOP-UP LINES-OF-CREDIT UP TO $2,500

Payments as Low as $185.00 monthly for 15 months

*Persons who have existing Christmas LOCs which are in good standing have been automatically reactivated*

SAVINGS-SECURED LOANS

With our super low interest rate – why withdraw your funds when you can get a Loan within Savings? Request the payment and repayment period you know you can manage!

CALL US NOW TO FIND OUT MORE!

FLEXIBLE INVESTMENT OPTIONS AND HOLIDAY GIFT IDEAS:

INVESTMENT PLANS

In the event that persons receive Christmas Bonuses, our Prosperity Suite of Savings provides the perfect opportunity for persons to deposit into these Plans.

GIFT CERTIFICATES

Purchase from as low as $20 as GIFTS for the little ones and adults (Existing members) Want to gift a bit more? Give a loved one the gift of a savings account!

GENERAL DOCUMENTATION REQURED FOR ALL LOAN APPLICATIONS

**Documentation Required for Permanent or Fixed-term Employed Persons:

a. Job Letter (Not exceeding three months old)

b. Two (2) recent pay slips (Not exceeding three months old)

c. Identification (National Identification Card, Valid Driver’s Licence or Passport)

d. Proof of address (Utility Bill, Correspondence mailed to your residence, Statement from a financial institution)

**Documentation Required for Self-Employed Persons:

a. Identification (National Identification Card, Valid Driver’s Licence or Passport)

b. Proof of address (Utility Bill, Correspondence mailed to your residence, Statement from a financial institution)

c. Tax filings for the past 3 years or financials accompanied by Credit Union/Bank statements for the past 3 years*

* Credit Union/Bank statements alone for the past 3 years may suffice depending on the loan amount.

** Proof of Purpose may also be required depending on the loan amount.

Quick response on ALL loan applications!