Easy Access Card

The Easy Access Card allows you 24 hour access to your account and can be used at any CARIFS terminal.

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You Deserve a Better ATM Card

Make Loan Payments

Deposit Funds

Withdraw Cash

Make Point of Sale purchases at CARIFs outlets island-wide

Earn discounts at several retail outlets in Barbados

Explore Some of the Companies

Visit the offices of any of our Discount Partners and take advantage of these fantastic discounts listed below! In order to access these discounts, COB members must present the COB Easy Access Card along with a valid National Identification card.

Ace H & B Hardware

  • 15 % discount on hardware purchases

Barbados Lumber Company

  • Building Materials, Domestic Hardware, Farm & Garden Supplies
  • 12.5% discount on building materials/hardware and 15% on building materials/hardware to first time mortgagees
  • Waterford, St. Michael
  • (425-1370)


  • Bathroom Accessories, Tiles, Faucets, etc.
  • 12% discount on goods with the exception of cement, adhesives, grout or goods already on sale
  • Brancker’s Complex, P. O. Box 419, Fontabelle, Bridgetown
  • (427-4358)

Fiberpol Inc.

  • Countertops, Fiberglass and Outdoor products
  • 10% discount on all products
  • Newton Plantation Yard, Christ Church
  • (428-2920)

Anka Optical Ltd.

  • Eye Care Services
  • 7% discount on eyeglasses, sunglasses and additional services
  • City Centre Mall, Bridgetown
  • (426-5719)

Standard Distributors

  • 5% discount on furniture and appliances

F.W. Woolworth & Co. Ltd.

  • Clothing, Stationery, Household Items, etc
  • 5% discount on Tuesdays only on select items
  • Prince William Henry Street, Bridgetown
  • (426-5927)

Special Notes:

In order to apply for your very own COB Easy Access Card, visit any of our offices with your valid national identification card or passport, complete the application form and receive the card the very same day. Please note your card will only be ready for use 24 hours after receipt.

For multiple transactions via our ATM, kindly complete separate deposit envelopes for each transaction. Always remember to indicate whether it is a loan payment or a deposit to your savings account .

Our ATMs are located at all of our branches – Lower Broad Street, Bridgetown, Manor Lodge Complex, Green Hill, St. Michael and One Carlton Plaza, Black Rock, St. Michael.

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