Rewards With Credit Cards

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Compare options to build your credit below.Advertiser Disclosure

Card Card Name Annual Fee Rewards Rate
Easy Access Card
$150 10% Apply Now

You Deserve a Better ATM Card

  • Make Loan Payments
  • Deposit Funds
  • Withdraw Cash
  • Make Point of sale purchases at CARIFs outlets island-wide
  • Earn discounts at several retail outlets in Barbados

Explore Some of the Companies

Visit the offices of any of our Discount Partners and take advantage of these fantastic discounts listed below! In order to access these discounts, COB members must present the COB Easy Access Card along with a valid National Identification card.

Ace H & B Hardware

  • Up to 15% discount on hardware purchases

Fiberpol Inc.

  • Countertops, Fiberglass and Outdoor products
  • Up to 10% discount on selected products and finishes for Fiberpol.
  • Newton Plantation Yard, Christ Church
  • (428-2920)

Anka Optical Ltd.

  • Eye Care Services
  • Up to 7% discount on eyeglasses, sunglasses and additional services
  • City Centre Mall, Bridgetown
  • (426-5719)

Standard Distributors

  • Up to 5% discount on furniture and appliances

F.W. Woolworth & Co. Ltd.

  • Clothing, Stationery, Household Items, etc
  • Up to 5% discount on Tuesdays only on select items
  • Prince William Henry Street, Bridgetown
  • (426-5927)

Brancker’s

  • Bathroom Accessories, Tiles, Faucets, etc.
  • Up to 12% discount on goods with the exception of cement, adhesives, grout or goods already on sale
  • Brancker’s Complex, P. O. Box 419, Fontabelle, Bridgetown
  • (427-4358)

Barbados Lumber Company

  • Building Materials, Domestic Hardware, Farm & Garden Supplies
  • Up to 12.5% discount on building materials/hardware and 15% on building materials/hardware to first time mortgagees
  • Waterford, St. Michael
  • (425-1370)

Special Notes:

In order to apply for your very own COB Easy Access Card, visit any of our offices with your valid national identification card or passport, complete the application form and receive the card the very same day. Please note your card will only be ready for use 24 hours after receipt.

For multiple transactions via our ATM, kindly complete separate deposit envelopes for each transaction. Always remember to indicate whether it is a loan payment or a deposit to your savings account .

Our ATMs are located at all of our branches – Lower Broad Street, Bridgetown, Manor Lodge Complex, Green Hill, St. Michael and One Carlton Plaza, Black Rock, St. Michael.

Borrow Money Card
$0 3% Apply Now

Top reasons to get the Rewards Credit Card

  • Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners.
  • Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases.
  • Redeem points instantly at select partners.

Earn unlimited 10X reward points at select partners

  • Earn unlimited 10X reward points at select partners
  • Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam.
  • Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel.
  • Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum.

Welcome rewards

  • Get 1,500 bonus points on your first spend made within 30 days of card issue.
  • Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.

Earn bonus reward points

  • Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.
  • Maecenas pharetra augue ut nibh blandit, eget pellentesque orci rhoncus.

Points that never expire

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit.
  • Phasellus nec nisl eu metus porttitor consequat.

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.

For further details, please Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
DemoPrivilege Card
$0 4% Apply now

Top reasons to get the Rewards Credit Card

  • Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners.
  • Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases.
  • Redeem points instantly at select partners.

Earn unlimited 10X reward points at select partners

  • Earn unlimited 10X reward points at select partners
  • Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam.
  • Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel.
  • Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum.

Welcome rewards

  • Get 1,500 bonus points on your first spend made within 30 days of card issue.
  • Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.

Earn bonus reward points

  • Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.
  • Maecenas pharetra augue ut nibh blandit, eget pellentesque orci rhoncus.

Points that never expire

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit.
  • Phasellus nec nisl eu metus porttitor consequat.

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.

For further details, please Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
Borrow Platanium
$0 1% Apply now

Top reasons to get the Rewards Credit Card

  • Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners.
  • Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases.
  • Redeem points instantly at select partners.

Earn unlimited 10X reward points at select partners

  • Earn unlimited 10X reward points at select partners
  • Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam.
  • Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel.
  • Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum.

Welcome rewards

  • Get 1,500 bonus points on your first spend made within 30 days of card issue.
  • Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.

Earn bonus reward points

  • Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.
  • Maecenas pharetra augue ut nibh blandit, eget pellentesque orci rhoncus.

Points that never expire

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit.
  • Phasellus nec nisl eu metus porttitor consequat.

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.

For further details, please Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
Borrow Dinner
$0 1% Apply now

Top reasons to get the Rewards Credit Card

  • Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners.
  • Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases.
  • Redeem points instantly at select partners.

Earn unlimited 10X reward points at select partners

  • Earn unlimited 10X reward points at select partners
  • Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam.
  • Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel.
  • Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum.

Welcome rewards

  • Get 1,500 bonus points on your first spend made within 30 days of card issue.
  • Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.

Earn bonus reward points

  • Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.
  • Maecenas pharetra augue ut nibh blandit, eget pellentesque orci rhoncus.

Points that never expire

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit.
  • Phasellus nec nisl eu metus porttitor consequat.

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.

For further details, please Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
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