As a member of COB Credit Union, you will get access to all kinds of benefits, from lucrative rewards to incredibly low interest rates on loans. Browse all the options and see how COB can benefit you.

Membership Benefits

  • Access to competitive products
  • Attractive interest rates
  • Member Assistance
  • Scholarships & Awards
  • Networking and Sales opportunities
  • Discounts through our strategic partners
  • Savings and Loans Benefits Scheme

Savings & Investment Portfolio

  • Prosperity Deposits
  • Prosperity Shares
  • Prosperity Suite of Savings products


  • ATM Card
  • Internet Banking with e-statements
  • Telephone Banking
  • Mobile App with bill payment feature
  • Online Loan Application

Committed to helping you reach your goals.


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Membership Registration

In compliance with the Anti-Money Laundering Act, two pieces of identification are now required to open new accounts at financial institutions.

Accepted forms of Identification

  • Barbadian national identification card
  • Valid passport
  • New driver’s license card

Proof of address which can be either of the following:

  • All utility bills
  • The customer copy bearing the recipient’s address of Government issued cheques.
  • Correspondence mailed to your home in postmarked envelopes or Government notices.
  • Bank Statements
  • Hire Purchase statements
  • Contract or lease agreement from landlord accompanied by a rent receipt.
  • Completed Verification of Proof of Address form duly authenticated by a:
    • Notary Public
    • Senior Public Servant
    • Attorney-At-Law with valid practicing certificate
    • Ordained Minister of Religion
    • Senior Officer of a Consulate/Embassy/High Commission of the country issuing the Passport
    • Member of the Judiciary
    • Magistrate
    • Accountant who is a member of a national professional association
    • Senior Banking Officer (Management Level)

(All documents should not be more than 3 months old at the point of presentation.)
* Minimum deposit of BDS $60.00
* Membership fees of BDS $10.00


If residing Overseas:

Application forms can be downloaded from our website. On completion, the signed forms accompanied by the following documents must be returned to the C.O.B Credit Union Ltd:

  • Two forms of valid picture identification
  • Proof of residential address
  • A minimum deposit of BDS $70.00 or its equivalent.

All documents must be authenticated by a Notary Public or an Attorney-at-Law.

Application Forms