Empowered and Responsible Spending!

Teach your child the value of money with our prepaid card designed just for them! From managing lunch money and allowances to setting savings goals and staying on budget, this card helps kids build healthy financial habits in a safe and controlled way.

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Here’s What You Get

Convenience

Get access to cash anytime, anywhere, securely and efficiently. Never worry about having hard cash in your wallet.

Security

Using modern chip-and-pin and NFC technology, and robust infrastructure you can rest assured that your funds are safe with every transaction.

Spending Control

Easily set spending limits on your card to ensure and enforce more responsible purchasing habits.

Global Acceptance

Reloadability

Need more funds? You can easily replenish your card’s budget by quickly transferring funds or reloading the card at an ATM!

No Credit Checks

No need for confusing application forms or long approval processes to verify personal credit. Simply sign up, register the card and purchase!

See Benefits

One Union Smart Spend Prepaid Card

Benefits: For Parents

Teaches Financial Responsibility:

It offers a safe, controlled environment for children to learn how to manage money. Parents can use the card to teach budgeting, saving, and spending habits.

Parental Control and Oversight:

Easily load money onto the card and track your child’s spending through a mobile app or online portal, offering a safe way to teach real-world money management without the risks of credit cards or unrestricted cash.

Security and Safety:

One Union cards are a safer alternative to cash. If the card is lost or stolen, it can be quickly deactivated, and the funds remain secure.

No Risk of Debt:

Unlike credit cards, prepaid debit cards don’t allow children to spend more than what’s loaded on the card, eliminating the risk of debt or overdraft fees.

One Union Smart Spend Prepaid Card

Benefits: For Children

Independence and Empowerment:

Children can enjoy a sense of independence by managing their own money, making purchases, and learning to spend wisely.

It’s Easy and Convenient:

The card is accepted almost everywhere debit cards are used, giving children the convenience of cashless payments even if they’re too young for a traditional debit card.

Savings Tool:

The Smart Spend prepaid cards can be a savings tool, especially if allowances are loaded onto the card for the child’s use.

Build Good Habits Early:

Using a Smart Spend helps children understand the concept of earning, saving, and spending within limits, which are valuable skills for adulthood.

One Union Card Prepaid Smart Spend Card Benefits for Children | COB Credit Union