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Home & Mortgage Loans

COB provides a number of Home and Mortgage Loans to assist in financing your dreams surrounding owning and furnishing your own home.

The documentation required to apply for each type of home and mortgage loan is outlined below:

Home Improvement

  • An estimate or quotation for labour and materials. The document should be clearly presented (preferably typed). 

Land Purchase

  • Offer Letter from vendor stating purchase price, location and size of plot of land
  • Valuation issued by a recognized valuer/quantity surveyor

Property Purchase

  • Offer Letter from vendor stating purchase price, location, size and description of the property
  • Valuation issued by a recognized valuer/quantity surveyor

House Construction

  • Copy of approved plans
  • Permission from landlord (to build on land) if the land is rented with a certificate of long-term tenancy for a term not less than the period for which the loan is required.
  • Typed, detailed estimates for materials – should be typed on company’s letterhead
  • Estimate for labour must be signed by the builder/contractor and include the name, address and telephone number(s) of said builder/contractor where construction/renovations are to take place
  • Breakdown of the works to be completed